Behind the Scenes:

  • There has been a lot of brainstorming happening and reconfiguration behind the scenes. Develop will commence with getting states that are done updated with each county having an actual pages.

Currently this project is being developed by one individual using their own money to fund this website. The current goal outside of content development is working toward upgrading this account to a Business account so that there is access to plug-ins for:

  • Language Selection
  • Geographic Location Selection




What Is Identity Theft?

Identity theft occurs when someone uses your personal or financial information — such as your Social Security number or bank details — without your permission. This is often done to open accounts, apply for credit, or steal money.


Free Identity Theft Support & Resources

1. Federal Trade Commission (FTC) – IdentityTheft.gov

The FTC provides a free, step-by-step recovery plan tailored to your situation.
Website: https://www.IdentityTheft.gov

Services include:

  • Create an official identity theft report
  • Receive personalized recovery steps
  • Generate form letters to send to credit bureaus, creditors, and agencies
  • No attorney or financial resources required

2. Legal Aid Services

Most states offer free legal help to low-income individuals through Legal Aid organizations. They can assist with:

  • Clearing fraudulent debts
  • Correcting credit reports
  • Handling identity theft-related court cases
  • Securing benefits affected by fraud

Find your local Legal Aid office:
https://www.lsc.gov/what-legal-aid/find-legal-aid


3. IRS Identity Protection for Victims of Tax Fraud

If your identity has been used to file a false tax return, the IRS can help.
Website: https://www.irs.gov/identity-theft-central
IRS Identity Theft Hotline: 1-800-908-4490

Services include:

  • Get an Identity Protection PIN (IP PIN) to prevent future fraud
  • Recover stolen tax refunds
  • Report tax-related identity theft

4. Low-Income Credit Counseling & Monitoring

Some nonprofit credit counseling agencies provide free or low-cost services to low-income individuals.
Example: National Foundation for Credit Counseling (NFCC)
Website: https://www.nfcc.org

Services may include:

  • Credit monitoring
  • Budget and credit counseling
  • Disputing fraudulent accounts

Federal Laws Protecting Identity Theft Victims

Fair Credit Reporting Act (FCRA)
  • Allows you to place a fraud alert, request a credit freeze, and obtain free credit reports
  • Requires credit bureaus to correct fraudulent information after submitting an FTC identity theft report
Fair Debt Collection Practices Act (FDCPA)
  • Prohibits debt collectors from pursuing fraudulent debts that have been properly disputed
Identity Theft and Assumption Deterrence Act
  • Makes identity theft a federal crime
  • Allows victims to report the crime to law enforcement and the FTC

How to Report & Recover from Identity Theft (Free Process)
  1. Visit https://www.IdentityTheft.gov
  2. File an official identity theft report and receive a recovery plan
  3. Place a free fraud alert (valid for one year) or a credit freeze with each of the three major credit bureaus:
  4. File a police report if your identity was used for financial or criminal activity
  5. Use FTC-generated letters to dispute fraudulent charges and accounts

Key Contacts for Identity Theft Assistance

ServicePhone NumberWebsite
FTC Identity Theft Hotline1-877-438-4338https://www.IdentityTheft.gov
IRS Identity Theft Line1-800-908-4490https://www.irs.gov
Social Security Fraud Line1-800-269-0271https://oig.ssa.gov
Equifax1-800-685-1111https://www.equifax.com
Experian1-888-397-3742https://www.experian.com
TransUnion1-800-680-7289https://www.transunion.com